Enhancing Mortgage Credit Availability Among Underserved and Higher Credit-Risk Populations: An Assessment of Default and Prepayment Option Exercise Among FHA-Insured Borrowers

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Enhancing Mortgage Credit Availability among Underserved and Higher Credit-risk Populations: an Assessment of Default and Prepayment Option Exercise among Fha-insured Borrowers

The extension of mortgage credit to underserved, minority, and higher credit-risk populations has been a topic of discussion among researchers and policymakers in recent years, as both the Clinton and Bush administrations have articulated policies that have sought to advance the homeownership opportunities of underserved and minority groups. Research accordingly has sought to identify the deter...

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ژورنال

عنوان ژورنال: SSRN Electronic Journal

سال: 2002

ISSN: 1556-5068

DOI: 10.2139/ssrn.330340